The Flood Insurance Guy
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Flood insurance protection — coastal homes — get a free flood insurance quote online from The Flood Insurance Guy.

Flood Insurance, Made Simple.

Fast flood quotes, expert guidance, and straight answers for homeowners, investors, agents, and loan officers.

Don’t be like these folks without flood insurance protection.

1-855-59FLOOD (1-855-593-5663)

Flood Insurance for Homeowners, Investors, Agents & Loan Officers

Homeowners

Primary & secondary homes. Clear coverage options and deductibles.

Real Estate Investors

Single properties or portfolios. Lender-compliant policies, fast binding.

Loan Officers & Agents

Close on time with documents you can trust and plain-English answers.

Our Flood Insurance Services

Policy Reviews
  • Spot coverage gaps
  • Deductible alignment
  • Better-rate options
Flood Zone Changes
  • Map updates explained
  • LOMA/LFHA guidance
  • Premium impact
Elevation Certificates
  • Residential & commercial
  • Ordering & interpretation
  • Premium impact

How Flood Insurance Pricing Works

Premiums depend on elevation, flood zone, foundation, prior losses, coverage limits, and deductibles. We’ll outline options and timelines up front.

See My Options

Flood Insurance FAQs

How fast can I get a quote?

Most simple quotes are same-day once we have your property details.

Do I need flood insurance outside a high-risk zone?

Flood can happen anywhere. Many claims occur outside high-risk areas.

What affects my premium?

Elevation, flood zone, foundation, prior losses, coverage limits, and deductible.

Can you help with claims?

Yes — guidance on documentation, adjusters, and next steps.

Get a Free Flood Insurance Quote

Tell us a few basics and we’ll reach out quickly with next steps.

Prefer email? We’ll reply fast — info@thefloodinsuranceguy.com

Or call 1-855-59FLOOD (1-855-593-5663), Mon–Fri, 9am–5pm CT. Save Contact